There’s nothing that says cozy quite like a freshly baked loaf of Cozy Pumpkin Spice Bread, especially when it’s filled with melty chocolate chips. The pumpkin makes the bread moist, the warm spices bring cozy fall flavor, and the chocolate chips add the perfect sweet touch for breakfast or dessert.

As it bakes, the warm spices mixed with the rich pumpkin aroma, making every corner of the kitchen smell so delicious. Fall is my boyfriend’s favorite time of year, and one of the things he looks forward to most is this pumpkin spice bread. There’s something about the tender, spiced loaf paired with a steaming cup of coffee that makes our mornings feel extra cozy.
If you love fall and the flavor of pumpkin, you’ll also love my Fluffy Pumpkin Pancakes!
This pumpkin spice bread is just as good the next day, so don’t be afraid to bake it ahead. Store it wrapped on the counter for a couple of days, or freeze slices to enjoy whenever a craving hits. It’s delicious on its own, but I also love it slightly warmed with a pat of butter.
How do I know when my pumpkin spice bread is done?
Insert a toothpick into the center of the loaf. If it comes out clean or with just a few moist crumbs, the bread is done. If it comes out with wet batter, bake for additional time, checking every 5 minutes.
Can I freeze pumpkin spice bread?
Yes! Pumpkin bread freezes really well. Allow the loaf to cool completely, then wrap it tightly in plastic wrap and place it in a freezer-safe bag or container. It can be frozen for up to 3 months.
To enjoy, thaw the bread at room temperature or warm slices in the microwave or oven.
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Helpful Kitchen Tools:
USA Pan American Bakeware Classics 1 Pound Loaf Baking Pan, Aluminized SteelOXO Good Grips 9-Inch Silicone Whisk – Red
OXO 3 Piece Mixing Bowl Set Plastic Asst, 3 EA
Main Ingredients Needed:

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All-purpose flour – provides structure and a soft crumb.
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Baking soda – helps the bread rise and stay fluffy.
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Salt – balances the sweetness and enhances flavor.
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Sugar – adds sweetness and moisture.
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Brown sugar – gives a deeper, caramel-like sweetness and extra softness.
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Cinnamon – the main warm spice that defines pumpkin bread flavor.
- Nutmeg – adds a sweet, nutty warmth that rounds out the spice blend.
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Ginger – adds a subtle zing and warmth.
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Cloves – brings that cozy fall spice depth.
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Pumpkin puree – the star ingredient for flavor, color, and moist texture.
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Egg – binds everything together and adds richness.
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Vegetable oil – keeps the bread moist and tender.
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Chocolate chips – optional, but adds sweetness and melty bursts of chocolate.
Step by Step Instructions for Cozy Pumpkin Spice Bread:
- In a large bowl, combine the dry ingredients: flour, baking soda, salt, cinnamon, ginger, and cloves. Sift them together.

2. In another bowl, add the brown sugar, vegetable oil, pumpkin puree, and egg. Beat with a hand mixer until smooth.
3. Slowly add the dry ingredients to the wet mixture, mixing on low speed, do not over beat.

4. Fold in the chocolate chips with a spatula.

5. Pour the batter into the prepared loaf pan. Bake for 1 hour and 10 minutes, but start checking for doneness at 60 minutes. Insert a toothpick into the center—if it comes out clean the bread is done. Cool on cooling rack for 10 minutes.

How do I store pumpkin spice bread?
Store pumpkin bread in an airtight container or resealable plastic bag at room temperature for up to 4 days. For longer storage, wrap it tightly in heavy-duty foil or plastic wrap, then place it in a sealed container or freezer bag, and freeze for up to 2 months. Thaw at room temperature before serving.
Cozy Pumpkin Spice Bread Recipe
- Prep Time: 10 minutes
- Cook Time: 1 hour 10 minutues
- Total Time: 70 - 80 minutes
- Yield: 10 - 12 slices 1x
- Category: Breakfast
- Method: Oven
- Cuisine: American
Ingredients
- 2 1/3 cups all-purpose flour
- 1 teaspoon baking soda
- 1/4 teaspoon salt
- 1 cup sugar
- 1/3 cup brown sugar
- 1 teaspoon ground cinnamon
- 1/4 teaspoon ground ginger
- 1/4 teaspoon ground cloves
- 1/4 teaspoon Nutmeg
- 1 (15-ounce) can unsweetened pumpkin
- 1 large egg
- 1/2 cup vegetable oil
- 1 cup chocolate chips
Instructions
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Preheat the oven to 350°F. Grease an 8 ½ x 4 ½–inch loaf pan and set aside.
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In a large bowl, combine the dry ingredients: flour, baking soda, salt, cinnamon, ginger, nutmeg and cloves. Sift them together to remove any lumps and evenly blend the spices.
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In another bowl, add the brown sugar, vegetable oil, pumpkin, and egg. Beat with a hand mixer until smooth and well combined.
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Slowly add the dry ingredients to the wet mixture, mixing on low speed just until everything comes together. Do not overmix.
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Fold in the chocolate chips with a spatula until evenly distributed.
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Pour the batter into the prepared loaf pan and smooth the top.
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Bake for 60 – 70 minutes, or until a toothpick inserted into the center comes out clean.
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Allow the bread to cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely before slicing.


